Choose the plan that best matches how involved you want to be in the process and the level of support you want from our team. Whether you want a more self-guided experience or a more hands-off, full-service approach, we offer structured options built to help you move with more clarity.
Choose the level of involvement and support that feels right for your goals and budget.
Ideal for clients who want stronger support, faster movement, and less guesswork.
Track progress and stay connected through a structured system built for clarity.
Choose the option that fits how involved you want to be. Both options follow the same structured process. The difference is whether you want to work the system yourself or have our team handle the active work for you.
Review both plans below and choose the option that best matches your preferred experience, monthly budget, and desired level of support.
DIY Credit Repair
Best for clients who want a lower monthly investment and are comfortable following a structured system with guidance, tools, and visibility.
Your experience
You receive your credit analysis, access the system, and follow a guided process using workflows, templates, and portal tools designed to help you move your file forward with more clarity.
Full Service Credit Repair
Designed for clients who want stronger execution, a more hands-off experience, and a more aggressive service approach. This is the preferred option for mortgage-minded clients who want our team moving with them.
Most clients choose this option when they want stronger support, faster movement, and less guesswork.
Your experience
Once your setup is complete, we structure your file, prepare your portal, and begin actively working your profile while you track progress through the system.
Both options are structured and guided. The best plan depends on how involved you want to be and how much direct support you want from our team.
The DIY option is a strong fit if you want a lower monthly investment, you are comfortable following a guided system, and you want access to tools, templates, and workflows while handling the process yourself.
The full-service option is ideal if you want a more hands-off experience, stronger execution, and our team taking the lead in actively working your file while you track progress through the portal.
Clients who are focused on mortgage readiness or who want a more aggressive, guided experience often prefer the full-service option because it offers stronger support and less guesswork.
Choose the option that fits how involved you want to be. Both options follow the same structured process. The main difference is whether you want to work the system yourself or have our team handle the active work.
| Feature | DIY Credit Repair | Full Service Credit Repair |
|---|---|---|
| Down Payment | $250 | $500 |
| Monthly Fee | $49/month for 12 months | $99/month for 9 months |
| Total Investment | $838 total | $1,391 total |
| Credit Analysis | Included | Included |
| Portal Access | Included | Included |
| Who Completes the Work | You follow the system yourself | Our team handles the active work |
| Best For | Clients who want a lower monthly investment and more control | Clients who want a more hands-off, aggressive, guided experience |
| Mortgage-Minded Clients | Can work well for self-starters | Strongest option for clients wanting aggressive support |
| Monitoring Requirement | Requires active 3Scores monitoring | Requires active 3Scores monitoring |
A few quick answers to help you choose the credit repair option that best fits your goals.
Whether you want to work the process yourself or have our team handle it for you, we offer structured options designed to help you move with more confidence and clarity.